The Cover Available. Buildings are defined as:

The home and its domestic outbuildings, garages, greenhouses, terraces, patios, paths, drives, footpaths, walls, fences, hedges, gates, swimming pools, tennis courts, squash courts, fixtures & fittings and interior decorations. Contents are defined as: Household goods, furnishings and appliances and aerials, for which you are responsible.

Key Benefits •

 Buildings and (optional) Contents  are covered for loss or damage caused by the following insured perils: -

•  Fire, Explosion, Lightning and Earthquake•
•  Smoke •
•  Riot, civil commotion, strikes, labour or political disturbances •
•  Malicious acts or vandalism •
•  Storm or Flood •
•  Water or oil escaping from any fixed domestic appliance or system including any costs in locating the source of any escape •
•  Frost damage to fixed water or heating systems in the home •
•  Theft or attempted theft •
•  Impact by road or rail vehicles, aircraft or animals •
•  Subsidence, Landslip or heave •
•  Accidental breakage of fixed, sanitary fixtures and ceramic hobs •
•  Accidental damage to any cables or underground service pipes servicing the home•

Your UK Landlords Insurance should always be underwritten by a UK Insurance Company.